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Bad Credit Home Loan Programs in 2019 | The Lenders Network – Allowing them to lower their minimum requirements for a loan. No longer do you need to have a 620 credit score, people with poor credit can get approved. These "bad credit home loans" are known as a sub-prime mortgage. FHA loans allow for poor credit scores as low as 500 with 10% down and 580 score with 3.5% down.
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Is it Possible to Refinance a Mortgage with a Bad Credit Score. – Before thinking about refinancing or purchasing a mortgage, you should find out what your credit score is and research typical refinancing rates.