Refinance With Same Lender

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Can you refinance with the same lender? Sure, but get quotes from others too. Your current lender may not offer the best rate.

Some lenders charge a prepayment penalty, which is a fee for paying off your loan early, even to refinance. If you refinance with the same lender, you can request that this fee be waived. If the fee can’t be waived, factor that into your break-even calculations.

TX residents: Opportunity Financial, LLC is a Credit Access Business that arranges loans issued by a third-party lender. Neither OppLoans nor the third-party lender reports payment history to the major credit bureaus: TransUnion, Experian, and Equifax. Rates and terms vary by state.

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Is it Wise or Smart to Refinance With the Same Company or Bank?. Refinancing your mortgage loan is a perfect way to reduce your current mortgage rate and save money each month. A refinanced.

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